Motorcycle Insurance
Coverage that keeps you cruising
Get to know your motorcycle coverage options
We know you take pride in what you ride. Learn more about the unique coverages we offer below, then contact a local agent to discuss the right motorcycle coverage for you.
We offer so many more motorcycle coverage options at Safeco. Connect with a licensed independent agent near you to determine the best options for you and your vehicle.
You could save money with Safeco's motorcycle discounts5
Claims-Free
Companion Policy
Safety Course discount
Enroll in Roadside Assistance for your motorcycle
From towing to jump starts, emergency fluid delivery or another covered incident, enroll in Roadside Assistance when you purchase your motorcycle insurance policy. Connect with an agent today to learn more.
Find an agent
Download the mobile app to access your motorcycle policy on your device
- Obtain ID cards6
- Pay your bill
- View policy documents
- Get roadside help when you need it
Common motorcycle insurance questions
Looking for answers? Browse the most frequently asked questions below, or contact an agentto discuss motorcycle insurance today.
Safeco insures a wide variety of bike sizes and styles. We love to insure cruisers, like the Harley-Davidson Fat Bob or the Indian Chief. We also love tour and tour-sport bikes like the Honda Goldwing and the Kawasaki Voyager.
We insure sport and super-sport bikes like the Honda CBR and the Suzuki GSXR. We even insure dual, off-road and dirt bikes, scooters, mopeds, and select customer, homemade and kit bikes. We can also insure snowmobiles, ATVs, utility terrain vehicles, like the Polaris RZR, golf carts, and low-speed vehicles.
No. Safeco does not cover motorcycles used for racing or speed contests or those with nitrous oxide kits installed.
We know experienced riders are generally safer on the road, so Safeco offers discounts for those who have put in the road time. We even offer a discount if you've been riding the same bike for a while.
Yes. Every Safeco motorcycle policy that includes comprehensive and/or collision coverage automatically includes OEM parts coverage. Rest assured: if your motorcycle is damaged we'll use an original part to repair it.
Your Safeco motorcycle policy covers you anywhere you ride in the United States and Canada. Because the insurance laws in Mexico are different, however, you'll need to obtain insurance coverage there if you're taking a ride south of the U.S. border.