Renters insurance coverages
Renters coverage options that protect your stuff
It costs less than you think to insure your stuff
Renters insurance is an affordable way to protect your belongings, whether they're in your rental property or out with you in the world. Learn more about the renters insurance coverages we offer below, then contact a local agent to discuss the right coverage for you.
Coverage
Real-life scenario
Standard
Optional
Personal Property Coverage
If your personal possessions—including furniture, clothing, and appliances—are damaged or stolen as a result of a covered loss, Safeco will arrange for them to be repaired or replaced.
Liability Coverage
Safeco will defend you if someone makes a claim against you for accidentally causing an injury or damaging property — for example, if someone is hurt in your yard or you damage property at someone else's home.
Additional Living Expenses
Your home will be protected against losses from events such as fire or lightning; weight of ice, snow, or sleet; windstorms; hail; theft or vandalism; and more.
Valuable Articles Coverage
Extra coverage for high-value items such as jewelry, art, collectibles, or camera equipment.
Personal Property Replacement Cost Coverage
For just $2 a month, equipment breakdown coverage is a cost-effective way to keep critical household equipment up and running after mechanical or electrical breakdowns—which are often not covered under a standard homeowners policy.1
Identity Recovery Coverage
Recovering from identity theft can be a very costly, time-consuming, and stressful experience. Enroll for just $1 a month.
We offer unique coverage options at Safeco. Connect with a licensed independent agent near you to determine the right renters policy for you.
1Optional coverage. Subject to a deductible. May vary by state.